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Credit series – 8- Look beyond clean account Conduct

If a borrower is having a spotless conduct in loan repayment so far that is a good candidate for on boarding  or increasing exposure. Yes, track record of loan repayment is a good data point to start with and give due weightage. But then also look for the borrowing pattern of the customer : If… Continue reading Credit series – 8- Look beyond clean account Conduct

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Water : Time to act

Attended a useful session organized by #refinitiv where WATER as a scarce resource and the challenges and perspectives of solving that was discussed by experienced panelists. Agriculture is directly using around 85 percent of the water resources and bal 15 percent is divided between industry and the people usage. Indirectly that agriculture output is what… Continue reading Water : Time to act